The Canada Greener Homes Loan offers interest-free loans to homeowners who wish to undertake energy-efficient home retrofits. This program complements existing provincial incentives and utility programs, providing additional financial support to cover the upfront costs of eligible retrofits. To see a list of available incentives, visit
our Rebates page.
Upgrading to more efficient systems can significantly lower your energy consumption and costs.
Energy-efficient homes maintain a more consistent temperature, improving overall comfort.
Energy-efficient upgrades can increase the market value of your home.
Reducing your home’s carbon footprint contributes to Canada’s climate action goals.
The Canada Greener Homes Loan is available to Canadian citizens, permanent residents, or non-residents who are legally allowed to work in Canada. The retrofits must be for your primary residence (which you must own), and cannot have been started prior to your application for the loan. For a complete list of eligibility requirements, visit the Government of Canada website.
Ductless heat pumps, also known as mini-splits, are becoming the most sought-after choice for heating and cooling homes and businesses. In contrast to conventional HVAC systems, ductless heat pumps do not need a central duct system as they use individual air distribution units, mounted near the top of walls in the home, generally called “heads”. Ductless heat pumps are very resourceful and help to cut down your power bills. They are also more convenient to set up than usual HVAC systems.
Ducted heat pumps are a system of forced-air heating and cooling, which function like heaters and air conditioners, but consume significantly less power and are more resourceful. A ducted heat pump consists of two components: an outdoor unit and an indoor unit. The outdoor unit includes the compressor, condenser, and evaporator, while the inside unit has a fan and blower. Ducted heat pumps are best suited for larger homes or houses with existing ductwork.