Canada Greener Homes Loan

Canada Greener Homes Loan

  • Location

    Canada

  • Loan Amount

    Up to $40,000

  • Eligible Retrofits

    Heat pumps, insulation, windows, and more

  • Eligibility

    Canadian citizens, permanent residents, and those legally allowed to work in Canada


The Canada Greener Homes Loan offers interest-free loans to homeowners who wish to undertake energy-efficient home retrofits. This program complements existing provincial incentives and utility programs, providing additional financial support to cover the upfront costs of eligible energy efficiency upgrades.

  • Interest-Free Loans: Up to $40,000 to cover the cost of retrofits.
  • Flexible Repayment Terms: Loans can be repaid over a period of up to 10 years.
  • Comprehensive Support: Covers a wide range of retrofits, including electric heating and cooling systems, insulation, windows, doors, and renewable energy systems.

Canada Greener Homes Loan eligibility

The Canada Greener Homes Loan is available to Canadian citizens, permanent residents, or non-residents who are legally allowed to work in Canada. The retrofits must be for your primary residence (which you must own), and cannot have been started prior to your application for the loan. For a complete list of eligibility requirements, visit the Government of Canada website.

Why improve the energy efficiency of your home?

Reduce energy bills
Upgrading to more efficient systems can significantly lower your energy consumption - and utility costs.

Enhance comfort
Energy-efficient homes maintain a more consistent temperature, improving overall comfort.

Boost home value
Investing in energy-efficient upgrades can increase the market value of your home.

Support environmental goals
Reducing your home’s carbon footprint contributes to Canada’s climate action goals.


Take the quiz to see available incentives